DOES MY HOMEOWNERS INSURANCE COVER HURRICANE DAMAGE?

With everything else going on in our Nation, State and in our lives right now, no one wants to think about the “what if” a Hurricane was to hit my neighborhood this Hurricane season. Unfortunately, it’s a realism that we as homeowner’s in Florida need to be concern about. Especially this 2020 hurricane season. First … More DOES MY HOMEOWNERS INSURANCE COVER HURRICANE DAMAGE?

Are You Living With A Homeowners’ Insurance “TIME BOMB” Policy?

Homeowners’ Insurance Companies Failing YOU, Their Clients Imagine that you come home to discover that your water heater burst and water spread through your home damaging your wood floors, kitchen cabinets and furniture. You immediately do everything you can to mitigate, including call your homeowners’ insurance company to report it. The insurance schedules their inspector … More Are You Living With A Homeowners’ Insurance “TIME BOMB” Policy?

Property Damage Claims Start With A “GOOD” Policy

There is a BIG difference in having a Property Damage policy for your home and having a GOOD Property Damage policy for your home. http://www.cavalrypublicadjusters.com Too many times I have seen a Homeowner dealing with serious property damage assume that just because a policy exist that it would cover all the damages. Too many times … More Property Damage Claims Start With A “GOOD” Policy

Is Vandalism Covered Under Your Home Insurance Policy?

Simply put, the definition of vandalism is purposefully destroying or defacing someone’s property without their consent. Basically, if someone intentionally does something to damage your property without your approval, it qualifies as vandalism. Your home is your safe place, your refuge, your sanctuary. No one imagines coming home to find that it has been invaded … More Is Vandalism Covered Under Your Home Insurance Policy?

WEAR & TEAR – Two Words Property Insurance Companies’ Love To Use.

You wake up early one morning, walk over to your kitchen to put on a pot of coffee and walking into the hallway you step into a pool of water.  As you investigate the flood in your home you find that your Air Conditioner sprung a leak. You immediately begin to mitigate by placing buckets … More WEAR & TEAR – Two Words Property Insurance Companies’ Love To Use.

What Do Hurricane Irma Claims Have In Common? FRUSTRATED POLICYHOLDERS!

Policyholders are consumers, consumers are customers and you would think that as a customer your property insurance company would try to help you get your life back together as fast as possible after a catastrophic event. That is certainly not the case right now in Florida. In most large loss claims such as with Hurricane … More What Do Hurricane Irma Claims Have In Common? FRUSTRATED POLICYHOLDERS!