In the years that I have been working in the property insurance business, I have seen insurance companies every year increase the amount of denied claims by ridiculous numbers. Even more ridiculous are the reasons that the insurance adjusters are coming up to deny claims that were once paid out within 90 days of reporting … More Insurance Claim Denial’s – Spellbound Tactics!

You receive your water bill and notice that you owe hundreds of dollars more than what you usually pay and nothing has changed in your daily water use to justify a higher water bill. Chances are that you have a leaky pipe somewhere in your home hidden from plain site. Here are some things to … More CLUE TO HIDDEN PLUMBING LEAK – HIGH WATER BILL

Know What Your Property Damage Claim Is Worth? We Do! And It’s Not What Your Property Insurance Company Tells You. Call Us For A Free Property Inspection & Consultation. We Will Provide You An Estimate & We Will Fight For Your Estimate Not The Insurance Estimate. Zero Risk To You. We Don’t Get Paid Unless … More Public Adjusters Do Get You Paid More

With everything else going on in our Nation, State and in our lives right now, no one wants to think about the “what if” a Hurricane was to hit my neighborhood this Hurricane season. Unfortunately, it’s a realism that we as homeowner’s in Florida need to be concern about. Especially this 2020 hurricane season. First … More DOES MY HOMEOWNERS INSURANCE COVER HURRICANE DAMAGE?

Homeowners’ Insurance Companies Failing YOU, Their Clients Imagine that you come home to discover that your water heater burst and water spread through your home damaging your wood floors, kitchen cabinets and furniture. You immediately do everything you can to mitigate, including call your homeowners’ insurance company to report it. The insurance schedules their inspector … More Are You Living With A Homeowners’ Insurance “TIME BOMB” Policy?

Know Your Policy. Coverages and Exclusions are usually what Insurance Companies refer to when denying a claim. I’ve seen denied claims for erroneous reasons, often times the policy language is in the grey and insurance companies use this gray language to their advantage not yours. Get a claim number from your insurance company as soon … More Tips For A Successful Home Ins. Claim

There is a BIG difference in having a Property Damage policy for your home and having a GOOD Property Damage policy for your home. http://www.cavalrypublicadjusters.com Too many times I have seen a Homeowner dealing with serious property damage assume that just because a policy exist that it would cover all the damages. Too many times … More Property Damage Claims Start With A “GOOD” Policy

If you are one of the more than 1 million homeowners who filed a Hurricane Irma claim across the state of Florida, you are most likely to have been disappointed by your home insurance carrier. Almost two years later thousands of homeowners are still fighting with their property insurance companies. Frustrated homeowners are paying high … More Hurricane Irma – Lessons Learned

Simply put, the definition of vandalism is purposefully destroying or defacing someone’s property without their consent. Basically, if someone intentionally does something to damage your property without your approval, it qualifies as vandalism. Your home is your safe place, your refuge, your sanctuary. No one imagines coming home to find that it has been invaded … More Is Vandalism Covered Under Your Home Insurance Policy?

You wake up early one morning, walk over to your kitchen to put on a pot of coffee and walking into the hallway you step into a pool of water.  As you investigate the flood in your home you find that your Air Conditioner sprung a leak. You immediately begin to mitigate by placing buckets … More WEAR & TEAR – Two Words Property Insurance Companies’ Love To Use.