Water damage affects thousands of Floridians each year. According to Olympus Insurance; since 2010, the frequency and severity of water damage loss claims specifically those caused by broken or leaky pipes has increased by 46%. Such problems are often hidden and don’t come to light until the leak is discovered – by which time the … More Hide & Seek – Property Water Damage “Ready Or Not, Here It Comes”
First it’s important to know that just because your insurance company denies your claim, it doesn’t automatically end there. You can absolutely seek out representation to review the merits of the claim denial. (Cavalry Public Adjusters provide denied claim reviews FREE of charge) In fact, it would be a huge mistake if you didn’t do … More Why Is My Property Damage Claim Being Denied?
It All Comes Down To: Representation, Representation, Representation! What is a Public Adjuster? A public adjuster is an insurance professional who has been licensed by the state to represent the interests of the policyholders i.e., the homeowners and business owners who are dealing with property damage that requires insurance claim handling in the pursuit of … More Property Damage Settlements’: How Do I Receive The Highest Value Settlement?
Your Homeowner’s Insurance Policy: Whether your home is damaged by a fire caused in the kitchen or because of a wildfire, your homeowners insurance should include some sort of protection. However, the extent of that coverage varies. If your home is affected by a fire and the local firefighter units are able to extinguish … More Fire Insurance
Actual Complaints Of Homeowner’s dealing with their property damage claim without representation: Chris 2017: Recently we noticed mold in the house and contacted insurance company. It seems to everyone that roof leakage has been the cause. During claim I told them about my experience with the roofer as I had replaced a brand new roof … More Handling Your Own Property Damage Claim? Prepare To Be Disappointed.
Now is the time to confirm your property is protected. A total of 12 named storms, six hurricanes and two major hurricanes are expected this season, which matches the 30-year average (1981-2010) for the Atlantic basin. A major hurricane is one that is Category 3 or stronger on the Saffir-Simpson Hurricane Wind Scale. Hurricane Season begins … More 2017 Hurricane Season – Are You Ready?
When you experience property damage and a claim needs to be filed, who should you trust when you need assistance with the claim process? Identifying the “Wolf In Sheep’s Clothing” is an important first step. There are three types of adjusters: public, independent, and company. There is a definite difference between independent and company adjusters from … More Insurance Property Adjusters, Can You Trust Them?
An important detail for all property owners in the mist of settling a property damage claim is to know that virtually all insurance companies are going to try and get you to sign a “Full & Final Release” before handing you over a settlement check. This will especially be the case when you are not … More Property Damage, “Full & Final Release.” Bad Move!
Most standard homeowners’ insurance policies cover instances of vandalism and burglary—in most circumstances. The best way to understand whether or not your property is covered, and in what circumstances it is covered, is to closely read your insurance policy. Burglary is defined as any entry onto a property or into a building that involves the … More Tenant Vandalism – Am I Covered?
Types of home insurance policies: Amy Danise of Insure.com breaks down Homeowners policies: You may hear the term “standard home insurance policy.” Home insurance policies are … More Home Insurance Policies, Which One Is Right For You?